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OverseeAI Research is now available for all states

Research your competitors without searching documents. 

Ask about rates, coverages, exclusions, and forms across any state or line of business and get cited answers instantly. 

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Explore now

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The Challenge

Competitive research takes too long

Competitor product information is spread across insurance documents, making it slow to compare rates, coverages, forms and exclusions. 

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Rising product complexity

Carriers refine policy language in areas like cyber and property, making it difficult to track what’s covered, what’s excluded, and how regulators respond.

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Rising product complexity

Carriers refine policy language in areas like cyber and property, making it difficult to track what’s covered, what’s excluded, and how regulators respond.

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Changes across documents

Competitor updates are spread across multiple documents, forcing teams to reconstruct products and endorsements without ever seeing the full picture.

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Changes across documents

Competitor updates are spread across multiple documents, forcing teams to reconstruct products and endorsements without ever seeing the full picture.

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Hours of manual research

Analysts rely on word of mouth, spreadsheets, shared notes and manual review. By the time insights reach teams, competitors may already be ahead in market.

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Hours of manual research

Analysts rely on word of mouth, spreadsheets, shared notes and manual review. By the time insights reach teams, competitors may already be ahead in market.

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OverseeAI Research

Ask the question. Get the answer.

Smart AI Agents
That Drive
Real Results

Replace hours of research with instant, cited answers on competitor rate, exclusions, and coverage changes.

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Look up specific filings

Search rate changes

Search coverage & endorsements

Search by line of business

Search by state

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Look up specific filings

Search rate changes

Search coverage & endorsements

Search by line of business

Search by state

Question-led research

Start with the Question

Start with the Question

Type your question in simple sentences and get cited answers instantly from across all states and P&C lines.

Type your question in simple sentences and get cited answers instantly from across all states and P&C lines.

Cited answers

Answers you can verify

Answers you can verify

Every answer links back to its source document so your team can verify it quickly.

Every answer links back to its source document so your team can verify it quickly.

Search

  • #ABCD-1234

    ABC Insurance

    Apr 14, 2026

  • #ABCD-5678

    ABC Insurance

    Apr 14, 2026

  • #DCGF-4345

    DS Mutual Inc

    Mar 13, 2026

  • #POC-3221

    PS group

    Mar 1, 2026

  • #FSRE-6753

    Farm Insurance

    Apr 12, 2026

  • #TTRD-4500

    Auto insurance

    Apr 6, 2026

Search

  • #ABCD-1234

    ABC Insurance

  • #ABCD-5678

    ABC Insurance

  • #DCGF-4345

    DS Mutual

  • #POC-3221

    PS group

  • #FSRE-6753

    Farm Insurance

  • #TTRD-4500

    Auto Insurance

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Does the surcharge apply to new business, renewals, or both?

What rationale did they provide?

Are these surcharges concentrated in certain zips?

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Does the surcharge apply to new business, renewals, or both?

What rationale did they provide?

Are these surcharges concentrated in certain zips?

Explore in detail

Ask follow-up questions

Ask follow-up questions

Go beyond the first answer with guided follow ups that help you explore product changes, coverages or trends in detail.

Go beyond the first answer with guided follow ups that help you explore product changes, coverages or trends in detail.

Use Cases

Built for Teams

Each team gets answers tailored to the decisions they make.

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Product & Strategy

Track competitor product changes

Track coverage expansions, new endorsements, product changes, before they become the new standard.

10+ Hours Saved Per Week

All States Included

Underwriting

Stay ahead of coverage & appetite shifts

Track when carriers tighten or broaden coverage with every answer linked to its source document.

8+ Hours Saved Per Underwriter Weekly

Appetite Shifts Spotted in Seconds

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Pricing & Actuarial

Track pricing trends across states

Track rate movements across carriers, lines, and states with every change tied to its source document.

10+ Hours of Document Review Eliminated

Rate Movements Tracked Across All States

Compliance & Regulatory

File smarter with full regulatory visibility

Track approvals and objections across every state before your next submission.

DOI Objection Patterns Surfaced Instantly

Regulatory Activity Across All States

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Explore

OverseeAI Research in action

See how a simple question becomes a cited answer instantly. 

Today

Which carriers expanded catastrophe exclusions in coastal states this quarter?

Thinking....

Generating response...

Verify Customer

2. Read :

Billing History

3. Read :

Pricing Plan

4. Use :

Calculate Breakdown

View Citations

Today

Which carriers expanded catastrophe exclusions in coastal states this quarter?

Explore Now

Explore Now

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Why us

Trusted by insurance teams

Built to understand insurance documents and how P&C insurance products evolve

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Built for P&C Insurance

Our platform understands insurance language and state regulations, making it easy to spot changes to products and rates.

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Built for P&C Insurance

Our platform understands insurance language and state regulations, making it easy to spot changes to products and rates.

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Every answer is cited

Every answer links back to the original source document so your team can verify it quickly.

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Every answer is cited

Every answer links back to the original source document so your team can verify it quickly.

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No confidential data needed

Start researching immediately without connecting internal systems or sharing confidential data.

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No confidential data needed

Start researching immediately without connecting internal systems or sharing confidential data.

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Built for experts

OverseeAI supports experienced insurance professionals by accelerating research.

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Built for experts

OverseeAI supports experienced insurance professionals by accelerating research.

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Get Started

Not sure where to start?

Not sure where to start?

Start with a question. Get a cited answer.

  • "Identify competitors introducing new coverages in commercial auto in Georgia."

  • "Summarise rate change trends across workers compensation filings in the Midwest this year."

  • What patterns are visible in rate increases across commercial property in the last 12 months?"

  • "Compare coverage wording for cyber liability across major carriers in California."

  • "Are commercial auto rate increases in the Southeast accelerating or decelerating?"

  • "Which carriers are tightening roof age requirements in coastal homeowners markets?"

  • "Show me homeowners filings with double-digit rate changes in Colorado in the last 60 days."

  • "What were the most significant rate changes filed in BOP this quarter and who drove them?"

  • "What objections did the DOI raise on [Carrier]'s last homeowners filing in California?"

  • "Identify competitors introducing new coverages in commercial auto in Georgia."

  • "Summarise rate change trends across workers compensation filings in the Midwest this year."

  • What patterns are visible in rate increases across commercial property in the last 12 months?"

  • "Compare coverage wording for cyber liability across major carriers in California."

  • "Are commercial auto rate increases in the Southeast accelerating or decelerating?"

  • "Which carriers are tightening roof age requirements in coastal homeowners markets?"

  • "What were the most significant rate changes filed in BOP this quarter and who drove them?"

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Frequently Asked Questions

Everything you need to know

Everything you need to know

Answers to the questions we hear most often 

What is Oversee AI Research and how does it work?

Oversee AI Research is a competitive intelligence tool for P&C insurance professionals. Ask a simple question about competitor rate changes, exclusions, endorsements, or appetite shifts and the platform searches the documents and returns a cited answer in seconds. No manual document review required.

What is Oversee AI Research and how does it work?

Oversee AI Research is a competitive intelligence tool for P&C insurance professionals. Ask a simple question about competitor rate changes, exclusions, endorsements, or appetite shifts and the platform searches the documents and returns a cited answer in seconds. No manual document review required.

Do I need to pay to get started?

No. Sign up with your work email and start running searches immediately without any commitments or limits. For enterprise teams with advanced feature requirements, reach out to our team.

Do I need to pay to get started?

No. Sign up with your work email and start running searches immediately without any commitments or limits. For enterprise teams with advanced feature requirements, reach out to our team.

Which lines of business and states are covered?

Oversee AI Research covers both personal and commercial lines — personal auto, homeowners, commercial auto, workers compensation, BOP and more. Regulatory activity is tracked across all states. Search by any combination of state, line, carrier, and time period.

Which lines of business and states are covered?

Oversee AI Research covers both personal and commercial lines — personal auto, homeowners, commercial auto, workers compensation, BOP and more. Regulatory activity is tracked across all states. Search by any combination of state, line, carrier, and time period.

Do I need to share any confidential data?

No. Oversee AI Research works entirely from publicly available insurance documents. You don't need to connect internal systems or share any proprietary information. Sign up with your work email and you're ready to search.

Do I need to share any confidential data?

No. Oversee AI Research works entirely from publicly available insurance documents. You don't need to connect internal systems or share any proprietary information. Sign up with your work email and you're ready to search.

How current is the research data?

Our platform is updated regularly with new documents. You can search by specific time periods — last 30 days, last 90 days, year to date, so you're always working with current market data.

How current is the research data?

Our platform is updated regularly with new documents. You can search by specific time periods — last 30 days, last 90 days, year to date, so you're always working with current market data.

Can I download or share the results?

Yes, every search result can be shared with your team. You can also download the original source documents directly from your results. All past searches are saved so you can revisit or build on them at any time.

Can I download or share the results?

Yes, every search result can be shared with your team. You can also download the original source documents directly from your results. All past searches are saved so you can revisit or build on them at any time.

How is this different from manual research?

Manual research means opening documents one by one and piecing together the answer yourself. OverseeAI Research lets you start with a question and returns a cited answer in seconds.

How is this different from manual research?

Manual research means opening documents one by one and piecing together the answer yourself. OverseeAI Research lets you start with a question and returns a cited answer in seconds.